You probably think the biggest financial threats are taxes or housing, but one quiet habit can slip years of growth from your hands. If you delay saving and investing in your twenties and thirties, you lose the time that lets small contributions compound into real wealth.
This article will show why early choices matter and how small, consistent moves now change long-term outcomes. Expect clear, practical reasons to act and simple ways to get started so your money works for you.
Postponing saving and investing in your twenties and thirties because money needs time to grow
If you delay saving, you lose years when compound growth works best for you. Small monthly contributions in your twenties can outpace larger amounts started later.
You’ll face higher pressure to catch up in your thirties and forties. Use workplace plans or an IRA to make saving automatic and reduce the temptation to wait.
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