Many families subscribe to various services to make life easier or more enjoyable. Over time, some of these subscriptions can be forgotten, quietly charging your account without you realizing it. This can lead to wasted money on things you no longer use or need.
You might be paying for multiple subscriptions without even knowing it, and identifying them can help you save hundreds of dollars each year. Taking a moment to review and manage these recurring costs can improve your family’s budget and reduce unnecessary expenses.
Amazon Prime Family Membership
If you have an Amazon Prime membership, you might not realize you’re paying for access that can be shared with your household. Amazon Family lets you share Prime benefits like free shipping and streaming with one other adult, up to four teens
Spotify Family Plan
If you have a Spotify Family Plan, you might be paying for it and not realize it’s part of your shared bills. This plan lets up to six people in the same household enjoy their own Premium accounts under one payment.
You get ad-free listening, offline playback, and personalized playlists without sharing login details. One person—the plan manager—pays the full price, usually around $15.99, which is much cheaper than buying individual accounts.
Check if your family is using this service. Sometimes, the plan manager might have signed up years ago, and payments continue unnoticed on your card or bank statement.
Netflix Streaming Service
You might be surprised how easy it is to forget a Netflix subscription is still charging your account. It’s a popular service, but if you’re not watching regularly, that monthly fee can quietly add up.
Netflix also raised its prices several times recently, so what once felt affordable might now seem less so. Sometimes, family members have their own accounts, making it harder to track who’s paying and why.
Checking your bank statements for Netflix payments can help you decide if you still need it or if it’s time to pause or cancel.
Disney+ Subscription
You might have a Disney+ subscription that’s quietly charging your account each month. Many families forget this expense because it often blends in with other streaming services.
Disney+ offers two main plans: a $10 monthly ad-supported option and a $16 ad-free plan. Sometimes, you might even pay twice if you subscribe separately through different platforms like Apple or Hulu.
Check your billing to ensure you’re only paying once. It’s easy to lose track when Disney+ is part of a bundle or included with other services you already have.
Apple iCloud Storage
You might be paying for iCloud storage without realizing it, especially if you’ve switched Apple IDs or subscribed through different plans. Sometimes, your old iCloud+ plan doesn’t cancel automatically, causing double charges.
If you use Family Sharing, the Family Organizer pays for everyone’s shared storage. So, if other members buy their own plans, you could end up with multiple fees.
Check your subscriptions in Settings to see if you’re paying for duplicate storage. Cancel any you don’t need to avoid extra costs. Switching to Apple One often bundles storage, which can simplify payments and eliminate overlapping charges.
Audible Monthly Membership
If your family enjoys audiobooks, you might have an Audible membership without realizing it. Audible offers two main plans: Audible Plus and Audible Premium Plus.
With Audible Plus, you get access to a large library of titles for $7.95 per month. Audible Premium Plus costs $14.95 per month and includes a monthly credit to keep any book you choose.
Sometimes, family members share one account, which makes it easy to overlook the recurring cost. Check if you’re paying for Audible and decide if the plan fits your listening habits.
